Required Classes

There are two classes you must attend when going through bankruptcy. The first is a Pre-filing Credit Counseling Class. You will get a certificate when this is completed that you need to get to us so we can file it with the court. Your case cannot be filed without this certificate.

The second is a Pre-Discharge Debtor Education Class. You will get a certificate when this is completed that you need to get to us so we can file it with the court. Your case cannot be discharged (successfully completed) without this certificate. Failure to file this second certificate could result in your case being closed without a discharge being granted. Your creditors would then be able to come after you for the money you owe them. This would be a disaster!!

Both of these classes are a single session and can be done either in person or online. These classes are available through various organizations.

BEWARE: THERE ARE SOME ORGANIZATIONS THAT QUOTE A LOW FEE FOR THE CLASS, BUT LATER CHARGE ADDITIONAL FEES FOR THE CERTIFICATE. IF YOU RUN INTO THIS PRACTICE, PLEASE ALERT US SO WE CAN WARN OTHERS. ONE SUCH ORGANIZATION IS CC Advising (CCAdvising.com).

Below are the agencies we have used and recommend.

The first class — PRE-FILING CREDIT COUNSELING CLASS: 
(IN PERSON – a reasonable fee is charged)

You can take this class in person at Consumer Credit Counseling Service, Inc. They are located in downtown Wichita at:

The Broadway Plaza Building
105 South Broadway, Suite 900
Wichita, Kansas 67202
Phone: (316) 265-2000.

They are also located in Salina at:

1201 West Walnut
Salina, Kansas 67401
Phone: (785) 827-6731

You can call them for information and to set up the Counseling session.


(ONLINE-Small Fee)

You can take this class online through various providers. One of the less expensive providers is PreBk.com. They currently charge $7.95 for the session and required certificate, and can be found at: www.PreBK.com

The second class —- PRE-DISCHARGE DEBTOR EDUCATION CLASS:
(IN PERSON – a reasonable fee is charged)

You can take this class in person at Consumer Credit Counseling Service, Inc. They are located in downtown Wichita at:

The Broadway Plaza Building
105 S. Broadway, Suite 900
Wichita, Kansas 67202
Phone: (316) 265-2000

They are also located in Salina at:

1201 West Walnut
Salina, Kansas 67401
Phone: (785) 827-6731

You can call them for information and to set up the Debtor Education class. About a month after your bankruptcy is filled you must attend a short hearing in Wichita called the Meeting of Creditors. Consumer Credit Counseling Service, Inc schedules the Debtor Education Classes so that you can do both in the same day. If you have a morning Meeting of Creditors you can attend the afternoon Debtor Education class. If you have an afternoon Meeting of Creditors you can attend the morning Debtor Education class.

(ONLINE – Small Fee)

You can take this class online at: www.alpsite.com

They can provide you with the required counseling and charge the lowest fee we have found.